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GM Stock Risk & Deep Value Analysis

General Motors Co

Consumer Cyclical • Auto Manufacturers

DVR Score

0.7

out of 10

Distressed

What You Need to Know About GM Stock

We analyzed General Motors Co using our deep value framework. Sign in to see our full verdict and DVR Score.

We ran GM through our deep value framework — analyzing financial health, distress signals, competitive moat, and risk factors. Our risk assessment: Moderate. Here's what we found.

Updated Mar 23, 2026Run Fresh Analysis →

GM Risk Analysis & Red Flags

Risk Matrix

Overall

Moderate

Financial

Low

Market

Medium

Competitive

High

Execution

Medium

Regulatory

Medium

Upcoming Risk Events

  • 📅

    Outcome of law firm investigation into fiduciary duties of insiders

  • 📅

    Slower-than-expected EV demand or increased competitive pressure

  • 📅

    Higher-than-anticipated capital expenditures for EV/AV pivot

  • 📅

    Supply chain disruptions or significant tariff impacts

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What Does General Motors Co (GM) Do?

Market Cap

$67.74B

Sector

Consumer Cyclical

Industry

Auto Manufacturers

Employees

162,000

General Motors Company designs, builds, and sells trucks, crossovers, cars, and automobile parts worldwide. The company operates through GM North America, GM International, Cruise, and GM Financial segments. It markets its vehicles primarily under the Buick, Cadillac, Chevrolet, GMC, Baojun, and Wuling brand names. In addition, the company sells trucks, crossovers, cars, and automobile parts through retail dealers, distributors and dealers, as well as to fleet customers, including daily rental car companies, commercial fleet customers, leasing companies, and governments. Further, it offers software-enabled services and subscriptions; and various range of after-sale services through dealer network, such as maintenance, light repairs, collision repairs, vehicle accessories, and extended service warranties. Additionally, the company provides automotive financing; and software-enabled services and subscriptions. General Motors Company was founded in 1908 and is headquartered in Detroit, Michigan.

Visit General Motors Co Website

Investment Thesis

General Motors represents a legacy automaker successfully navigating a transformative industry shift, supported by strong financial performance, robust free cash flow, and a commitment to shareholder returns via buybacks and dividends. Its strategic investments in the Ultium EV platform and Cruise AV technology position it for long-term relevance and potential market leadership in next-generation mobility, offering a compelling value proposition despite the extremely high bar for 10x growth within 3-5 years.

Is GM Stock Undervalued?

General Motors continues to demonstrate strong financial health and strategic execution, as evidenced by its robust FY 2025 adjusted EBIT of $12.7 billion and adjusted automotive free cash flow of $10.6 billion. The $6 billion share buyback and 20% dividend increase signal confidence and shareholder returns. The company's aggressive pivot towards EVs with the Ultium platform and its investment in autonomous vehicles through Cruise represent a clear vision for future market leadership. However, achieving a 10x return ($65.82B to ~$650B-$750B) in 3-5 years for a large-cap company in a capital-intensive, highly competitive industry remains an extremely high bar. While execution has improved, as reflected in the financials, the sheer scale required for such exponential growth makes the probability of 10x within the timeframe very low, despite the positive operational momentum. A minor governance overhang from the law firm investigation is noted but does not significantly impact the financial outlook or 10x potential.

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GM Price Targets & Strategy

12-Month Target

$89.52

Bull Case

$100.00

Bear Case

$60.00

Valuation Basis

Based on 8.5x forward P/E applied to estimated FY26 EPS of $10.53 (derived from $13-15B EBIT guidance, consistent with FY25 EPS of $10.60, as per analyst targets)

Entry Strategy

Consider dollar-cost averaging around the current price of $75-$78, looking for dips to consolidate positions.

Exit Strategy

Take profit at target levels of $90-$95. Consider a stop-loss order at $68.00 (approximately 10% below current price).

Portfolio Allocation

3-5% for moderate risk tolerance, acknowledging the industry transformation and large-cap nature.

Price Targets & Strategy

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Is GM Financially Healthy?

Valuation

P/E Ratio

24.89

Forward P/E

6.76

PEG Ratio

0.40

Profitability

Net Margin

1.46%

Return on Equity

14.72%

Revenue Growth

-5.10%

EPS

$2.51

Balance Sheet

Current Ratio

1.17

Quick Ratio

1.01

Debt/Equity

1.50

Cash Flow

Free Cash Flow

$16.29B

Other

Beta (Volatility)

1.37

Does GM Have a Competitive Moat?

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Moat Rating

🛡️ Narrow

Moat Trend

Expanding

Moat Sources

3 Identified

Brand PowerCost Advantages (through scale and vertical integration)Intangible Assets/IP (Ultium platform, Cruise software)

GM's moat is strengthening through its aggressive and well-funded pivot to EVs and AVs, leveraging its historical scale and brand, and developing proprietary technologies like Ultium and Cruise. The extensive capital investment required is a barrier to new entrants.

Moat Erosion Risks

  • Rapid technological disruption by new entrants or tech giants
  • Intense pricing pressure and competition in the EV market
  • Execution failures in scaling EV production or commercializing AVs profitably

GM Competitive Moat Analysis

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GM Market Intelligence

Sentiment & Insider Activity

Social Sentiment

Neutral (No specific data provided, but generally cautious given industry transition)

Institutional Sentiment

Positive (Moderate Buy consensus, recent analyst upgrades/reiterations with price targets up to $97)

Insider Activity (Form 4)

One Form 4 filing mentioned on Feb 18, 2026, but no details on name, title, shares, or value were provided. No CEO/CFO activity flagged in the last 90 days.

Options Flow

Normal options activity (No specific data indicating unusual put/call ratios or large block trades)

Earnings Intelligence

Next Earnings

2026-04-28

Surprise Probability

Medium

Historical Earnings Pattern

Historically, GM's stock price reacts significantly to management's outlook, particularly regarding EV production and profitability targets, and free cash flow generation.

Key Metrics to Watch

Q1 2026 EV sales volumes and profitability marginsUpdates on Cruise's operational expansion and commercialization progressReaffirmation or adjustment of full-year 2026 adjusted EBIT guidanceAutomotive free cash flow generation for Q1

Competitive Position

Top Competitor

TSLA

Market Share Trend

Stable in overall U.S. market share, aiming to gain significant share in the rapidly expanding EV segment.

Valuation vs Peers

Trading at a discount to high-growth EV pure-plays (e.g., Tesla) on P/E and EV/Sales, but possibly in line or at a slight premium to other legacy automakers due to its advanced EV/AV pivot.

Competitive Advantages

  • Scale of manufacturing and global distribution network
  • Established brand recognition and customer loyalty
  • Proprietary Ultium EV platform and battery technology
  • Significant investment and progress in autonomous driving (Cruise)

Market Intelligence

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What Could Drive GM Stock Higher?

Near-Term (0-6 months)

  • Q1 2026 Earnings Report (expected April 28, 2026)
  • Continued execution of $6 billion share buyback program
  • Rollout of new Ultium-based EV models and production ramp-up

Medium-Term (6-18 months)

  • Further scaling and commercialization efforts for Cruise autonomous vehicle technology
  • Achieving 2026 adjusted EBIT guidance of $13-15 billion and North America margins of 8-10%
  • Strategic partnerships or expansion into new EV charging infrastructure/energy services

Long-Term (18+ months)

  • Establishment of GM as a dominant global EV and AV technology leader
  • Significant market share gains in profitable EV segments
  • Realization of full potential from Ultium platform's cost advantages

Catalysts & Growth Drivers

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What's the Bull Case for GM?

  • Acceleration in EV profitability and segment margins

  • Positive developments and revenue generation from Cruise

  • Consistent positive free cash flow generation above $10 billion

Bull Case Analysis

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Competing with GM

See how General Motors Co compares to related companies

CompanyMarket CapDVR ScoreP/ERevenueProfit MarginRev Growth

General Motors Co

GM

$67.7B0.724.9$182.9B1.5%-5.1%

Amazon.com Inc

AMZN

$2.8T2.030.4$638.0B12.2%14.2%Compare →

Home Depot Inc

HD

0.5Compare →

McDonald's Corp

MCD

$221.1B0.126.4Compare →

Nike Inc

NKE

$65.8B1.029.2$46.3B4.8%-2.7%Compare →

Tesla Inc

TSLA

$1.5T4.2380.1$94.8B4.0%2.3%Compare →

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FAQ

What is the DVR Score for General Motors Co (GM)?

As of March 23, 2026, General Motors Co has a DVR Score of 0.7 out of 10, placing it in the "Distressed" category. This score is generated by our AI-powered deep value analysis framework that evaluates growth potential, financial health, competitive moat, and risk factors.

What is the market capitalization of General Motors Co?

General Motors Co's market capitalization is approximately $67.7B. The company operates in the Consumer Cyclical sector within the Auto Manufacturers industry.

What ticker symbol does General Motors Co use?

GM is the ticker symbol for General Motors Co. The company trades on the NYQ.

What is the risk level for GM stock?

Our analysis rates General Motors Co's overall risk as Moderate. This assessment considers execution risk, market risk, financial risk, competitive risk, and regulatory risk. For a full breakdown, see the risk analysis section above.

What is the P/E ratio of GM?

General Motors Co currently has a price-to-earnings (P/E) ratio of 24.9. This is in line with broader market averages.

Is General Motors Co's revenue growing?

General Motors Co has reported revenue growth of -5.1%. Revenue has been declining, which warrants closer examination.

Is GM stock profitable?

General Motors Co has a profit margin of 1.5%. The company is profitable but margins are modest.

How often is the GM DVR analysis updated?

Our AI-powered analysis of General Motors Co is refreshed regularly to incorporate the latest financial data, market conditions, and news. The most recent update was on March 23, 2026.

Important Disclaimer – Not Financial Advice

Deep Value Reports is an independent research platform for educational and informational purposes only. We are not financial advisors, investment advisors, or licensed professionals. The analysis, scores, and information provided on this page for GM (General Motors Co) should not be construed as personalized investment advice, a recommendation to buy or sell any security, or an offer to provide investment advisory services.

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Always conduct your own research, consider your financial situation, and consult with a qualified financial advisor before making any investment decisions.

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