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SUI Stock Risk & Deep Value Analysis

Sun Communities Inc

Real Estate • REIT - Residential

DVR Score

0.2

out of 10

Distressed

What You Need to Know About SUI Stock

We analyzed Sun Communities Inc using our deep value framework. Sign in to see our full verdict and DVR Score.

We ran SUI through our deep value framework — analyzing financial health, distress signals, competitive moat, and risk factors. Our risk assessment: Moderate. Here's what we found.

Updated May 7, 2026Run Fresh Analysis →

SUI Risk Analysis & Red Flags

What Could Go Wrong

The biggest risk for SUI is a sustained increase in interest rates which would elevate borrowing costs for new acquisitions, reduce property valuations, and make the stock less attractive compared to other income-generating assets, thereby dampening FFO growth and potentially its share price.

Risk Matrix

Overall

Moderate

Financial

Low

Market

Medium

Competitive

Low

Execution

Low

Regulatory

Low

Red Flags

  • Negative GAAP EPS and TTM net loss ($60.5M TTM) despite positive FFO, indicating challenges in GAAP profitability.

  • PEG ratio of 4.33 suggests the valuation is high relative to its modest growth prospects.

  • Reliance on debt for acquisitions can be a risk in a rising interest rate environment.

Upcoming Risk Events

  • 📅

    Rising interest rates increasing debt costs and cap rates

  • 📅

    Economic downturn impacting discretionary travel (RV/marina segments)

  • 📅

    Unfavorable regulatory changes concerning manufactured housing or zoning

When to Reconsider

  • 🚪

    Sustained decline in North America same-property NOI growth below 4% for two consecutive quarters.

  • 🚪

    Core FFO per share drops below $1.20 per quarter, indicating operational weakness.

  • 🚪

    Debt-to-EBITDA ratio exceeding 6.0x (current 3.7x) or significant deterioration of credit ratings.

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What Does Sun Communities Inc (SUI) Do?

Market Cap

$15.52B

Sector

Real Estate

Industry

REIT - Residential

Employees

6,491

Established in 1975, Sun Communities, Inc. became a publicly owned corporation in December 1993. The Company is a fully integrated REIT listed on the New York Stock Exchange under the symbol: SUI. As of June 30, 2025, the Company owned, operated, or had an interest in a portfolio of 501 developed MH, RV, and UK properties comprising approximately 174,450 developed sites in the U.S., Canada, and the U.K.The Company also owned, operated, or held an interest in a portfolio of nine marina properties comprising approximately 3,880 wet slips and dry storage spaces in the U.S., which were classified within discontinued operations as of June 30, 2025.

Visit Sun Communities Inc Website

Investment Thesis

Sun Communities represents a stable, income-oriented investment in the real estate sector, benefiting from demographic tailwinds (aging population, demand for affordable housing, leisure travel) and the high barriers to entry in its niche markets. Consistent FFO growth, shareholder returns through dividends and buybacks, and a strong balance sheet make it a reliable long-term holding for income and modest capital appreciation, though not a high-growth 10x opportunity.

Is SUI Stock Undervalued?

Sun Communities Inc. (SUI) remains a mature large-cap REIT specializing in manufactured housing, RV resorts, and marinas. While Q1 2026 earnings showed a modest 8.0% YoY revenue growth and a Core FFO beat with raised guidance, these positive developments are consistent with a stable, income-generating real estate investment, not a company poised for 10x growth within 3-5 years. The business model, reliant on incremental property appreciation and acquisitions, lacks the disruptive innovation, exponential scalability, or transformative market opportunities required for such aggressive returns. Despite healthy FFO and capital allocation moves like share repurchases and dividend increases, the company's fundamental nature is antithetical to hyper-growth. The TTM net loss and low ROE further underscore the challenge for explosive profitability. The stock lacks the strategic pivots or competitive advantages necessary to fundamentally re-rate it for massive gains.

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SUI Price Targets & Strategy

12-Month Target

$140.61

Bull Case

$155.00

Bear Case

$110.00

Valuation Basis

Based on analyst consensus median target of $140.61, reflecting approximately 20x estimated FY26 Core FFO of $6.97 (midpoint).

Entry Strategy

Consider dollar-cost averaging near current levels ($120-$125) or on dips towards the 50-day moving average (if technicals confirm support).

Exit Strategy

Take profit at analyst median target of $140-$145; consider stop-loss if price drops below $115, indicating breakdown of recent support.

Portfolio Allocation

1-3% for conservative investors seeking stable income and modest appreciation within a diversified real estate portfolio, given low 10x potential.

Price Targets & Strategy

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Is SUI Financially Healthy?

Valuation

P/E Ratio

11.30

Forward P/E

10.50

EV/EBITDA

10.20

PEG Ratio

4.33

Price/Book

1.87

Price/Sales

6.70

Profitability

Gross Margin

53.40%

Operating Margin

1.93%

Net Margin

59.57%

Return on Equity

18.76%

Revenue Growth

-28.41%

EPS

$10.90

Balance Sheet

Current Ratio

2.44

Quick Ratio

2.08

Debt/Equity

0.59

Total Debt

$4.25B

Cash & Equivalents

$497.00M

Cash Flow

Operating Cash Flow

$872.30M

Free Cash Flow

$872.30M

EBITDA

$1.16B

Other

Beta (Volatility)

0.82

Dividend Yield

3.58%

Does SUI Have a Competitive Moat?

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Moat Rating

🛡️ Narrow

Moat Trend

Stable

Moat Sources

2 Identified

Efficient ScaleIntangible Assets (Brand Power)

SUI's moat is durable due to the inherent difficulty and high capital cost of developing new manufactured housing communities, RV resorts, and marinas (efficient scale). Existing properties benefit from established locations and local brand recognition, creating a stable base of recurring revenue.

Moat Erosion Risks

  • Significant increases in interest rates could diminish the profitability of new acquisitions and raise costs for existing debt.
  • Increased competition from new or refurbished properties, though greenfield development is rare and costly.

SUI Competitive Moat Analysis

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SUI Market Intelligence

Sentiment & Insider Activity

Social Sentiment

Neutral (not a high-visibility stock in general retail discussions)

Institutional Sentiment

Slightly Positive (Moderate Buy rating, some institutions like STRS Ohio and Danske Bank A/S recently increased holdings)

Insider Activity (Form 4)

Insiders own 1.58% of shares. No specific Form 4 filings detailed for buys/sells in the last 90 days from the provided research.

Options Flow

Normal options activity (no specific unusual activity detailed in the research)

Earnings Intelligence

Next Earnings

Estimated early August 2026 (for Q2 2026 results)

Surprise Probability

Medium (Q1 2026 Core FFO beat consensus)

Historical Earnings Pattern

Generally stable stock performance with reactions typically tied to FFO beats/misses and guidance changes; not prone to extreme volatility around earnings.

Key Metrics to Watch

Core FFO per share and guidance for future quartersNorth America same-property NOI growthOccupancy rates across all segments

Competitive Position

Top Competitor

Equity Lifestyle Properties (ELS)

Market Share Trend

Stable to gaining via strategic acquisitions, but market share gains are incremental in the fragmented real estate market.

Valuation vs Peers

Trading at approximately 18x FY26 Core FFO, which is likely in line with or slightly above the average for high-quality manufactured housing/RV REITs, but not indicating a significant discount for growth.

Competitive Advantages

  • Large, diversified portfolio of attractive niche real estate assets
  • Efficient scale and established operational expertise in property management
  • Strong brand recognition within the manufactured housing and RV resort sectors

Market Intelligence

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What Could Drive SUI Stock Higher?

Near-Term (0-6 months)

  • Q2 2026 Earnings (Estimated early August 2026)
  • Continued share repurchases as announced in Q1 2026

Medium-Term (6-18 months)

  • Successful integration of recent or upcoming acquisitions
  • Favorable interest rate environment for REIT financing and growth

Long-Term (18+ months)

  • Demographic shifts driving demand for manufactured housing and RV travel
  • Scarcity of new supply in key niche real estate segments

Catalysts & Growth Drivers

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What's the Bull Case for SUI?

  • Consistent positive growth in Core FFO per share and North America same-property NOI.

  • Stable or increasing occupancy rates across its property portfolio.

  • Management's ability to execute accretive acquisitions without overleveraging.

Bull Case Analysis

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Competing with SUI

See how Sun Communities Inc compares to related companies

CompanyMarket CapDVR ScoreP/ERevenueProfit MarginRev Growth

Sun Communities Inc

SUI

$15.5B0.211.3$2.0B59.6%-28.4%

American Tower Corp

AMT

$82.5B1.432.6$10.6B23.8%5.1%Compare →

Realty Income Corp

O

$61.1B0.561.5$1.5B17.2%0.0%Compare →

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How Sun Communities Inc Makes Money

Sun Communities Inc. is a Real Estate Investment Trust (REIT) that generates revenue by owning, operating, and developing a diversified portfolio of real estate assets, primarily manufactured housing communities, recreational vehicle (RV) resorts, and marinas. It provides essential and leisure-based living solutions, earning rental income from long-term residents in manufactured housing, and from short-term vacationers and boat owners in its RV resorts and marinas. The business model capitalizes on the scarcity of new supply, stable demand, and the ability to incrementally increase rents and expand its property base through strategic acquisitions, ensuring predictable cash flows and a stable dividend yield for investors.

Read Full Business Model Breakdown

FAQ

What is the DVR Score for Sun Communities Inc (SUI)?

As of May 7, 2026, Sun Communities Inc has a DVR Score of 0.2 out of 10, placing it in the "Distressed" category. This score is generated by our AI-powered deep value analysis framework that evaluates growth potential, financial health, competitive moat, and risk factors.

What is the market capitalization of Sun Communities Inc?

Sun Communities Inc's market capitalization is approximately $15.5B. The company operates in the Real Estate sector within the REIT - Residential industry.

What ticker symbol does Sun Communities Inc use?

SUI is the ticker symbol for Sun Communities Inc. The company trades on the NYQ.

What is the risk level for SUI stock?

Our analysis rates Sun Communities Inc's overall risk as Moderate. This assessment considers execution risk, market risk, financial risk, competitive risk, and regulatory risk. For a full breakdown, see the risk analysis section above.

What is the P/E ratio of SUI?

Sun Communities Inc currently has a price-to-earnings (P/E) ratio of 11.3. This is below the market average, which could indicate the stock is undervalued or facing headwinds.

Does Sun Communities Inc pay a dividend?

Yes, Sun Communities Inc pays a dividend with a current yield of approximately 3.58%.

Is Sun Communities Inc's revenue growing?

Sun Communities Inc has reported revenue growth of -28.4%. Revenue has been declining, which warrants closer examination.

Is SUI stock profitable?

Sun Communities Inc has a profit margin of 59.6%. This indicates strong profitability.

How often is the SUI DVR analysis updated?

Our AI-powered analysis of Sun Communities Inc is refreshed regularly to incorporate the latest financial data, market conditions, and news. The most recent update was on May 7, 2026.

Important Disclaimer – Not Financial Advice

Deep Value Reports is an independent research platform for educational and informational purposes only. We are not financial advisors, investment advisors, or licensed professionals. The analysis, scores, and information provided on this page for SUI (Sun Communities Inc) should not be construed as personalized investment advice, a recommendation to buy or sell any security, or an offer to provide investment advisory services.

All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Always conduct your own research, consider your financial situation, and consult with a qualified financial advisor before making any investment decisions.

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