Stock Comparison

ELV vs UNH

Elevance Health Inc vs UnitedHealth Group Inc

The Verdict

ELV takes this one.

Winner

ELV

Elevance Health Inc

0.8

out of 10

Distressed

UNH

UnitedHealth Group Inc

0.3

out of 10

Distressed

Head-to-Head

$80.9B

Market Cap

$276.2B

15.4

P/E Ratio

22.9

2.6%

Profit Margin

2.7%

11.9%

Return on Equity

12.5%

0.7

Debt-to-Equity

0.0

Moderate

Overall Risk

Moderate-High

0.8

DVR Score

0.3

The Deep Dive

ELV0.8/10

Elevance Health remains a dominant, financially robust player in the mature healthcare insurance market. Its Q1 2026 performance showed a beat on adjusted EPS and raised FY26 guidance, supported by strong operating cash flow and continued growth in the Carelon services segment (+7.9% YoY). However, these positives are tempered by a significant $935 million accrual for potential CMS Medicare Advant...

Full ELV Analysis

UNH0.3/10

UnitedHealth Group (UNH) remains a healthcare titan, but its sheer scale and the highly regulated nature of its operations fundamentally limit its 10x growth potential within 3-5 years. The recent Optum Health operating loss of $278M in 2025 (compared to $7.77B income in 2024) is a significant concern, eroding the growth narrative that Optum once provided. Furthermore, the proposed 0.09% Medicare ...

Full UNH Analysis

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Not Financial Advice

This comparison is for educational purposes only. We are not financial advisors. Always do your own research and consult a qualified advisor before investing.