Stock Comparison

ATLC vs BAC

Atlanticus Holdings Corp vs Bank of America Corp

The Verdict

ATLC takes this one.

Winner

ATLC

Atlanticus Holdings Corp

6.2

out of 10

Solid Pick

BAC

Bank of America Corp

0.1

out of 10

Distressed

Head-to-Head

$1.3B

Market Cap

$366.2B

9.7

P/E Ratio

11.6

13.3%

Profit Margin

30.2%

21.0%

Return on Equity

10.5%

10.0

Debt-to-Equity

2.3

Moderate

Overall Risk

Moderate

6.2

DVR Score

0.1

The Deep Dive

ATLC6.2/10

Atlanticus (ATLC) exhibits robust operational performance, marked by exceptional Q1 2026 earnings where revenue soared 97% YoY to $679.5M (beating estimates by 12.8%) and EPS grew 49.8% YoY to $2.23 (beating estimates by 28.2%). The Mercury acquisition significantly contributed to this growth, demonstrating effective strategic execution within its specialized lending niche. Profitability remains s...

Full ATLC Analysis

BAC0.1/10

Bank of America (BAC) remains a quintessential mega-cap financial institution, fundamentally designed for stability and incremental, single-digit growth, not the exponential scalability required for a 10x return within 3-5 years. While Q1 2026 earnings beat estimates, this minor upside surprise does not alter its core business model or the highly mature, heavily regulated industry it operates with...

Full BAC Analysis

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Not Financial Advice

This comparison is for educational purposes only. We are not financial advisors. Always do your own research and consult a qualified advisor before investing.