BAC Stock Risk & Deep Value Analysis
Bank of America Corp
Financial Services • Banks - Diversified
DVR Score
out of 10
The Bottom Line on BAC
We analyzed Bank of America Corp using our deep value framework. Sign in to see our full verdict and DVR Score.
We ran BAC through our deep value framework — analyzing financial health, distress signals, competitive moat, and risk factors. Here's what we found.
📈BAC Performance Overview3yr weekly
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Weekly adjusted close · Quarterly revenue & EPS · DVR score history
BAC Stock Risk Analysis
Overall Risk
Moderate
Financial Risk
Medium
Market Risk
High
About Bank of America Corp (BAC)
Sector
Financial Services
Industry
Banks - Diversified
Market Cap Category
mega
Market Cap
$352.56B
BAC Deep Value Analysis
BAC Red Flags & Warning Signs
- ⚠
Further significant macroeconomic headwinds impacting loan growth or credit quality
- ⚠
Unexpected regulatory changes impacting bank profitability or operations
- ⚠
Future earnings reports failing to meet analyst expectations, similar to Q4 2025
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BAC Financial Health Metrics
Market Cap
$352.56B
P/E Ratio
12.87
Profit Margin
16.23%
Debt-to-Equity
1.15
Dividend Yield
0.00%
Beta (Volatility)
1.28
Earnings Per Share
$3.81
BAC Competitive Moat Analysis
Moat Rating
Wide
Moat Trend
Stable
Moat Sources
4 Identified
Bank of America's moat is highly durable, underpinned by its immense scale, deeply entrenched customer relationships (switching costs), powerful brand recognition, and the significant regulatory barriers to entry in the banking sector. Its investment in digital technology further fortifies its position.
BAC Competitive Moat Analysis
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BAC Catalysts & Growth Drivers
Near-Term (0-6 months)
- •Q1 2026 Earnings Announcement (April 15, 2026)
- •Federal Reserve interest rate decisions and forward guidance
Medium-Term (6-18 months)
- •Continued growth in Global Wealth & Investment Management (GWIM) client balances
- •Successful integration of digital banking initiatives and customer engagement
Long-Term (18+ months)
- •Sustained economic growth driving loan demand and credit quality
- •Market share gains through enhanced digital offerings and customer service
Catalysts & Growth Drivers
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BAC Bull Case: What Could Go Right
- ✓
Sustained improvement in Net Interest Margin (NIM) year-over-year
- ✓
Consistent growth in Global Wealth & Investment Management assets under management
- ✓
Positive credit quality trends (e.g., declining net charge-off rates)
Bull Case Analysis
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FAQ
What is the DVR Score for Bank of America Corp (BAC)?
As of April 2, 2026, Bank of America Corp has a DVR Score of 0.1 out of 10, placing it in the "Distressed" category. This score is generated by our AI-powered deep value analysis framework that evaluates growth potential, financial health, competitive moat, and risk factors.
What is the market capitalization of Bank of America Corp?
Bank of America Corp's market capitalization is approximately $352.6B. The company operates in the Financial Services sector within the Banks - Diversified industry.
What ticker symbol does Bank of America Corp use?
BAC is the ticker symbol for Bank of America Corp. The company trades on the NYQ.
What is the risk level for BAC stock?
Our analysis rates Bank of America Corp's overall risk as Moderate. This assessment considers execution risk, market risk, financial risk, competitive risk, and regulatory risk. For a full breakdown, see the risk analysis section above.
What is the P/E ratio of BAC?
Bank of America Corp currently has a price-to-earnings (P/E) ratio of 12.9. This is below the market average, which could indicate the stock is undervalued or facing headwinds.
Is Bank of America Corp's revenue growing?
Bank of America Corp has reported revenue growth of 12.3%. The company is showing strong top-line momentum.
Is BAC stock profitable?
Bank of America Corp has a profit margin of 16.2%. The company is profitable but margins are modest.
How often is the BAC DVR analysis updated?
Our AI-powered analysis of Bank of America Corp is refreshed regularly to incorporate the latest financial data, market conditions, and news. The most recent update was on April 2, 2026.
Important Disclaimer – Not Financial Advice
Deep Value Reports is an independent research platform for educational and informational purposes only. We are not financial advisors, investment advisors, or licensed professionals. The analysis, scores, and information provided should not be construed as personalized investment advice, a recommendation to buy or sell any security, or an offer to provide investment advisory services.
All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Always conduct your own research and consult with a qualified financial advisor.