AVAL Stock Risk & Deep Value Analysis
Grupo Aval Acciones y Valores SA
DVR Score
out of 10
The Bottom Line on AVAL
We analyzed Grupo Aval Acciones y Valores SA using our deep value framework. Sign in to see our full verdict and DVR Score.
We ran AVAL through our deep value framework โ analyzing financial health, distress signals, competitive moat, and risk factors. Here's what we found.
๐AVAL Performance Overview3yr weekly
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Weekly adjusted close ยท Quarterly revenue & EPS ยท DVR score history
AVAL Stock Risk Analysis
Overall Risk
Moderate
Financial Risk
Low
Market Risk
Medium
AVAL Deep Value Analysis
AVAL Red Flags & Warning Signs
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Worsening macroeconomic conditions (recession, high inflation) in operating regions
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Political instability or unfavorable regulatory changes in Colombia
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Significant deterioration in asset quality (e.g., increase in non-performing loans)
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Increased competitive pressure from local and international fintechs
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AVAL Competitive Moat Analysis
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Narrow
Moat Trend
Stable
Moat Sources
4 Identified
Grupo Aval's moat is durable due to its long-standing presence, strong brand equity, vast customer base with high switching costs, and the significant regulatory barriers to entry in the financial sector of its operating regions. Its diversified operations further solidify its position.
AVAL Competitive Moat Analysis
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AVAL Catalysts & Growth Drivers
Near-Term (0-6 months)
- โขQ1 2026 Earnings Report (Estimated late April 2026)
- โขColombian Central Bank (BanRep) interest rate decisions
- โขEconomic inflation and GDP growth data for Colombia
Medium-Term (6-18 months)
- โขImproved macroeconomic outlook in Colombia and Central America
- โขSuccessful integration of digital banking initiatives to reduce costs
- โขPotential strategic M&A within the financial sector
Long-Term (18+ months)
- โขContinued economic development and financial deepening in Latin America
- โขRegional financial stability and regulatory harmonization
Catalysts & Growth Drivers
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AVAL Bull Case: What Could Go Right
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Sustained improvement in Colombian and Central American economic growth rates
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Favorable interest rate environment leading to improved Net Interest Margins
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Continued strong asset quality metrics and low non-performing loan ratios
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Consistent dividend declarations and share buyback programs
Bull Case Analysis
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FAQ
What is the DVR Score for Grupo Aval Acciones y Valores SA (AVAL)?
As of March 16, 2026, Grupo Aval Acciones y Valores SA has a DVR Score of 0.5 out of 10, placing it in the "Distressed" category. This score is generated by our AI-powered deep value analysis framework that evaluates growth potential, financial health, competitive moat, and risk factors.
What is the risk level for AVAL stock?
Our analysis rates Grupo Aval Acciones y Valores SA's overall risk as Moderate. This assessment considers execution risk, market risk, financial risk, competitive risk, and regulatory risk. For a full breakdown, see the risk analysis section above.
How often is the AVAL DVR analysis updated?
Our AI-powered analysis of Grupo Aval Acciones y Valores SA is refreshed regularly to incorporate the latest financial data, market conditions, and news. The most recent update was on March 16, 2026.
Important Disclaimer โ Not Financial Advice
Deep Value Reports is an independent research platform for educational and informational purposes only. We are not financial advisors, investment advisors, or licensed professionals. The analysis, scores, and information provided should not be construed as personalized investment advice, a recommendation to buy or sell any security, or an offer to provide investment advisory services.
All investments involve risk, including the potential loss of principal. Past performance does not guarantee future results. Always conduct your own research and consult with a qualified financial advisor.