SOFI vs UPST

SoFi Technologies Inc. maintains a strong score of 83/100, reflecting its significant 10x growth potential within the next 3-5 years. Q1 2026 results were robust, with revenue growing 42.6% YoY to $1.10B, beating consensus, and EPS in line at $0.12, reaffirming strong FY2026 guidance. The company's integrated financial platform, proprietary technology (Galileo/Technisys), and bank charter provide ...

Upstart exhibits strong top-line growth with Q1 2026 revenue up 44% YoY, beating estimates, and reaffirmed full-year guidance of $1.4B revenue, underscoring its AI lending market leadership potential. The most significant positive change since the last analysis is the absence of any verified lawsuits or fraud allegations in the real-time intelligence, removing a critical overhang. However, profita...