Stock Comparison

MA vs UPST

Mastercard Inc vs Upstart Holdings Inc

The Verdict

UPST takes this one.

Mastercard Inc

0.8

out of 10

Distressed

Winner

UPST

Upstart Holdings Inc

5.4

out of 10

Proceed with Caution

Head-to-Head

N/A

Market Cap

$3.3B

N/A

P/E Ratio

60.7

N/A

Profit Margin

5.1%

N/A

Return on Equity

7.3%

N/A

Debt-to-Equity

2.3

Moderate

Overall Risk

Aggressive

0.8

DVR Score

5.4

The Deep Dive

MA0.8/10

Mastercard (MA) continues to demonstrate exceptional market leadership, a formidable network effect, and a clear vision for expanding its global payment infrastructure and value-added services. Its financial health is robust, supporting consistent growth and strategic investments. However, with a current market capitalization of $467.21B, achieving a 10x return within a 3-5 year timeframe would re...

Full MA Analysis

UPST5.4/10

Upstart continues to possess a compelling long-term vision to disrupt the multi-trillion-dollar credit market with its AI-driven lending platform, and the strategic pivot towards a capital-light model is showing tangible progress, evidenced by the $1.2B Centerbridge forward-flow agreement. The company achieved GAAP profitability in FY 2025 with improving EBITDA margins, a significant positive shif...

Full UPST Analysis

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Not Financial Advice

This comparison is for educational purposes only. We are not financial advisors. Always do your own research and consult a qualified advisor before investing.