LMND vs ROOT

Lemonade demonstrates significantly accelerated top-line growth with Q1 2026 revenue up 71% YoY to $258.0M, accompanied by strong 32% YoY growth in in-force premium to $1.33B. The company is making substantial progress towards profitability, narrowing its Adjusted EBITDA loss by 64% YoY to -$17.1M and achieving positive Adjusted Free Cash Flow of +$17M. The raised FY2026 guidance further validates...

Root's score is increased to 76/100, reflecting stronger-than-expected execution on its strategic pivot. The Q4 2025 earnings report validated assumptions of improving underwriting profitability and controlled cash burn, with a significant EPS beat and positive net margin. The healthy balance sheet ratios (Current Ratio 2.9x, D/E 0.51x) provide a stable foundation. While future profitability (FY26...